• Rates

    We’ve got competitive rates on several types of loans, deposits and even credit cards.
    — Learn More

  • Promotions

    Right now we’ve got special loan rates on vehicles and RV’s, a signature loan special, plus a host of others.
    — Learn More

  • Why Join

    The distinguishing feature of any credit union, is that it’s a non-profit institution. And with no shareholders to answer to, our members benefit greatly.
    — Learn More

Our Mission

Scenic Falls Federal Credit Union, a democratically organized member-owned financial institution was established to provide the best possible economic benefit to its members through loans, deposits, and financial transactions with a high level of quality and efficiency, and to create an atmosphere or culture in which volunteers and employees seek for continuous improvement in meeting and exceeding member needs.

Who We Are

Scenic Falls Federal Credit Union is a member-owned, non-profit financial cooperative, founded in 1961 by a group of Idaho Falls firemen. In 2000, our charter was expanded to allow anyone who lives, works, attends school, or attends church in Bonneville County to join.

Our Board of Directors consists of unpaid, member-volunteers elected by the general membership. Because we are not-for-profit, our members receive benefits in the form of financial services, dividends, higher deposit rates, better loan rates, and lower fees. Money we lend and invest stays here in the community, helping local people, rather than generating profits for outside stockholders, like many banks.

Why we're different

  • As a member-owned cooperative, we're able to offer lower fees and interest rates than private banks, helping you, the co-owner, save money.

  • SFFCU's resources are returned to their member-owners in the form of lower fees and forward-thinking products and services. 

  • We're a member of the largest Credit Union network of ATMs in the nation, with over 28,000 surcharge-free locations to choose from. ATM Locator.

  • Our profits go back into the community rather than being funneled into expensive national advertising budgets or huge executive compensation packages.