Your account security is very important to us. We use the following security measures:
- SFFCU Mobile Banking is protected with SSL encryption, the same security protection used when logging into on-line banking from a web browser on a computer.
- Password and security questions are required to login.
- Inactivity time-out period.
If your mobile device becomes lost or stolen, you can quickly deactivate access to your account by logging into on-line banking using a computer and changing your password. You may also contact Scenic Falls FCU during normal business hours at (208) 552-4800 to change your password.
Online Security Tips for Members
Scenic Falls Login
- Create strong passwords – at least 12 digits, using numbers and upper- and lower-case letters
- Make your logon even more secure by using a unique login ID for your account
- Set up a mobile alert to notify you of a successful login, unsuccessful login, password change, login ID change, email address change, or a challenge question change
- Periodically changing your password. A good time frame is every 90 days.
- Make sure to log off our system with the “Sign Out” when you are done and don’t click the red “X” to close out.
- Set up a mobile alert to receive a balance for any of your accounts
- Set up a mobile alert to receive a low balance alert
- Set up a mobile alert ro remind you of a Loan Payment that will need to be made
- Set up a mobile alert to notify you of a deposit/withdrawal on any of your accounts for any dollar amount
- Monitor your account on a regular basis and notify us of any suspicious activity.
- Install and keep up to date antivirus and firewall software
- Download the latest version of your web browser to safely surf the Internet
- Update your computer’s operating system
- Backup important data on your computer to a flash drive, USB hard drive, or a CD/DVD
- Make wireless network security a priority wherever you are. Never access a wireless network without the owners permission or one that is not secured
- Never visit sites that are questionable. Many faked-sites are setup to look like a real site to steal your confidential information. Verify that the address is correct and for secure sites verify the site’s certificate.
Business Owner Tips
- Memorize passwords and don’t write them down where they are left out in the open
- Don’t use old or non-complex passwords
- Acknowledge the possibility of internal fraud or theft
- When employees are no longer with the company, restrict or change any access that they may have had to your account(s)/system
- Use dual control or other checks and balances over individual’s access to online transaction capabilities
An evaluation of controls your business uses may include:
- Using password protected software to house passwords
- Conducting employee background checks
- Initiating a policy and process to terminate access for former employees
- Segregating duties among two or more people so no one person has too much access or control.
- Conducting internal or third party audits of controls
- Using firewalls to protect from outside intrusion or hackers