Loans

Family gets a mortgage at Scenic Falls Credit UnionAt Scenic Falls Federal Credit Union, we have a host of loan types to fit your needs. From home equity loans to credit cards, we’ve got you covered.

Are you looking for a new or used vehicle? Our rates and terms are suited to meet your needs.

Trying to get into your first home, or looking to refinance your current home? We have a mortgage and HELOC options tuned to your life goals. Our financial experts are standing by ready to serve you.

From personal loans to RV’s, borrow from the credit union that puts YOU first. Click a product below to get started.

Auto Loans

We’d love to help make your dreams a reality. Let our fast, friendly loan officers assist you through the buying process — we can have you pre-approved in a matter of minutes. Scenic Falls finances new automobile purchases with low rates and terms up to 84 months. New Car loan rates as low as 2.75%*. Check out what we have to offer:

  • New Autos
  • Used Autos
  • Signature Title Loans

Don’t forget to protect your vehicle from mechanical breakdown or total loss with Payment Protection “GAP” insurance.

*Certain restrictions apply. Not all will qualify for lowest rate.

Recreational Vehicle Loans

We’re big fans of the great outdoors — and we’d love to help you get that boat, travel trailer or ATV you’ve been craving. We offer terms up to 72 months. Check out what we have to offer!

  • New and used RV’s
  • New and used boats
  • New and used ATVs
  • New and used Cycles
  • Signature Title Loans

Our loan policy defines anything made within a two-year range as being “New.” The term “used” applies to items between 3 and 6 years old. Other restrictions may apply. Contact us for details.

Visa Credit Card

Our Visa Platinum card has a non-variable rate as low as 5.99% APR/OAC,* Please call us at (208) 552-4800 for more information or apply for one below! With our credit card you’ll enjoy:

  • A non-variable rate.
  • Redeemable reward points.
  • No annual fee.
  • Local, personal service.
  • In-house card: you can make payments at either one of our branches or online.
  • Amazingly low interest rate, 5.99% APR/OAC.
  • Includes the Score Card program so you can earn points when you use your card for airline flights, electronics, and much more.
  • Fraud protection system that truly gives you peace of mind.
  • No hidden fees.

*APR/OAC=Annual Percentage Rate/On Approved Credit.

**5% discount towards rate good on balance transfers only.

Personal Loans

Enjoy great flexibility for all of your consumer purchasing needs. Whether it’s a family vacation, an unexpected expense, or you just need some flexibility with your funds, our Personal Loan options are just the thing to help you along.Sometimes all the bills can get a little overwhelming, let us help you consolidate those bills into one reasonable payment.

Are you just starting out or need to get that credit score a little higher? Our Credit Builder helps you get your credit score where it should be and provides you with a solid credit history. Just one more way, we put you first.

Signature loans, CD loans, or our Visa Credit Card are just a few of the options available to you at Scenic Falls.

Check out what we offer!

  • Signature Loans
  • Personal Secured Loans
  • Visa Credit Card
  • Overdraft Protection
  • Share and CD Secured
  • Consolidation
  • Credit Builder

Platinum Payday Loan (Payday Alternative)

Sometimes life happens and there is more month than there is money. No need to worry, because we have you covered with our payday alternative loan, Mula. This loan is fast, simple and has much lower rates than payday loans from other institutions. Call a representative for more info.

  • Fast and Simple
  • 28% Fixed Rate
  • $20 Application Fee

*Certain restrictions apply. Not all will qualify for lowest rate.

Mortgages and HELOC

Condo or castle, the friendly staff here at Scenic Falls is happy to help provide members with assistance on your first mortgage. If you’re looking to refinance to a lower rate or maybe do some remodeling, check out our 2nd Mortgage offerings or a Home Equity Line of Credit. Click the More Details button below or call (208) 552-4800 for info. See what we offer:

What are you waiting for? Get started today!

Student Loans

Scenic Falls is believes in your education. That is why we offer the CU Student HELP Smart Option Student Loan® made by Sallie Mae®. It is the ideal solution to help you pay for college expenses not covered by scholarships and federal loans. Click Apply today to get started.

*Certain restrictions apply. Click the Apply Today button for details.