shutterstock_59577916Condo or castle, the friendly staff here at Scenic Falls is happy to help provide members with assistance on your mortgage. Your first home is where you build your family. Let us help you build that dream.

If you’re looking to refinance to a lower rate, we’ve got options for you.

Want to expand your assets? Check out our 2nd Mortgage offerings.

Want to do some remodeling? Try our Home Equity Line of Credit.

Scenic Falls gives you options when YOU need them. Call today at (208) 552-4800 or apply online below.

First Mortgage

Second Mortgage

From conventional fixed rates, to a variety of adjustable rate configurations, we’re able to offer competitive second mortgages that will work in a number of situations. We offer fast loan processing, and we offer second mortgages for up to 80% of market value of your home. Contact one of our loan officers to learn more about options and current rates.


Looking to do some home renovations, take that dream vacation or take care of some other personal expenses? A home equity lines of credit can help. Best of all, the interest paid is often deductible at tax time. Call us at (208) 552-4800 for details. See what we offer:

  • HELOC up to 80% market value
  • Fixed and variable rate options
  • Competitive interest rates
  • Convenient appointments
  • Fast loan application processing

The options are endless with a Scenic Falls HELOC:

  • Buy a new car
  • Pay down debt
  • Pay for college
  • Take a family vacation

What are you waiting for? Get started today!

*The information provided assumes the purpose of the loan is to refinance a property in Idaho Falls, Bonneville County, for $20,000.00. Assume said property is valued at $200,000.00 and owes $140,000.00 on the first mortgage. The lender is assumed to have a credit score of 720 and paying an interest rate of 4.99% APR. There would be 119 payments of $213.00 and one payment of $67.98.
** Line of credit rates are variable and based on the Wall Street Journal Prime Rate plus/minus margin. They are adjusted each quarter.The minimum APR is 5% and the maximum APR is 18%. With Mortgage Loans and Home Equity LOC property insurance is, and flood insurance may, be required. Consult your tax advisor regarding the deductability of interest. Availability restrictions may apply.

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