Rates

One of the great benefits of Scenic Falls is that it’s a non-for-profit Credit Union. That means we can offer you some of the most competitive rates on your deposits, loan and credit cards.

Share Rates

Below is a list of current rates for deposits at Scenic Falls Federal Credit Union. For more details, please contact a representative.

Current Deposit Rates effective as of February 1, 2017

Share Accounts
Rates APY
Share Draft 0.05% 0.05% $0.00 Minimum
Share 0.05% 0.05% $25.00 Minimum
Money Market Share
$0-$2,999 0.00% 0.00%
$3,000-$19,999 0.15% 0.15% $3,000 Minimum
$20,000+ 0.20% 0.20% $20,000 Minimum
Share & IRA Certificates
6 Months 0.20% 0.20% $500 Minimum
12 Months 0.65% 0.65% $500 Minimum
24 Months 0.75% 0.75% $500 Minimum
36 Months 1.10% 1.10% $500 Minimum
48 Months 1.20% 1.20% $500 Minimum
60 Months 1.75% 1.76% $500 Minimum
Youth Certificates $200 Minimum
IRA Share 0.20% 0.20% $25 Minimum
Certificate Specials
55 Month
2.00% 2.01% $500 Minimum

Loan Rates

Below is a list of current rates for loans at Scenic Falls Federal Credit Union. For more details, please contact a representative.

Rates Effective as of March 23, 2017

 

New and Used Autos (’15-’17)
2.85% 60 Month
3.10% 72 Month
3.85% 84 Month
Used Autos (’09-’14)
2.95% 60 Month
3.20% 72 Month
Title Signature (’00-’08)
5.75% 60 Month
New Type A RV (’16-’17)
3.95% 84 Month
3.95% 120 Month
4.21% 144 Month
Used Type A RV (’09-’15)
4.75% 84 Month
5.00% 120 Month
5.75% 144 Month
Used Type A RV (’00-’08) – Max $15,000 Limit
6.00% 60 Month
New Type B RV (’16-’17)
4.00% 60 Month
4.50% 72 Month
Used Type B RV (’09-’15)
4.75% 60 Month
5.50% 72 Month
Used Type B RV (’00-’08) – Max $10,000 Limit
7.50% 60 Month
Signature Loan
7.50% 24 Month
8.50% 36 Month
9.00% 48 Month
10.00% 60 Month
Platinum Payday Loan
28.00% 6 Month
Overdraft
5.95%
PSL (Open-End LOC)
7.00%
Second Mortgage
Only 80% LTV
4.99% 60 – 120 Months
Home Equity Line of Credit
Only 80% LTV
3.75% 60 – 180 Months
Visa Platinum Rewards
5.99%
Share Secured / Certificate Secured
2% over share collateral offered for security
2.00% above collateral rate