We are happy to offer Free Checking to all of our current members who open a savings account. This service also includes our Visa debit card (with no annual fee,) Courtesy Pay and our super-convenient Online Banking.

Free Checking

Our no-hassle Free Checking account gives you unlimited check writing, deposits and withdrawals, along with auto bill-pay, online check ordering and Courtesy Pay. Additionally, dividends are paid monthly to balances exceeding $300.

Other services available included with Free Checking:

  • Account access through e-Teller (online banking)
  • Account access through Telephone Teller
  • e-Statements (electronic statements)
  • Automatic Payments
  • Payroll Deduction
  • Free Check Card
  • Direct Deposit
  • Free Billpay

Visa Debit Card

Our free VISA check card gives you the purchasing power of a credit card, but charges are withdrawn directly from your checking account.

Additionally, this card serves as an ATM or “Debit” card, allowing you to get cash from your checking account when you need it. A convenient monthly statement lists the amount and location of each transaction.

24-hour fraud protection comes with this free card, giving you security and peace of mind.

Courtesy Pay

Courtesy Pay is a form of overdraft protection that allows you to have coverage on your checking account without applying for a loan. Just one more simple way we put you first.

Courtesy Pay is convenient because it can be added to an account without applying for a loan. There will be a $25 fee every time Courtesy Pay is used.

Mobile Check Deposit

Let’s face it, many of us don’t have time anymore to come to the credit union to deposit our checks. Life can be crazy and we understand. That’s why we now offer Mobile Check Deposit. With Mobile Deposit you can deposit your check wherever you are. Simply take a picture of the check through our convenient mobile app and use $200 of the funds immediately with your debit card.

How to use Mobile Deposit

  • Call or Email us to Activate.
  • Open our Mobile App and Login.
  • Click on Deposit.
  • Follow the Instructions.
  • Click Submit and you’re done.

To activate Mobile Deposit call one of our Member Service Representatives. It doesn’t get more convenient than that. Just one more way we put you first.

Terms & Conditions Apply, Ask a Representative for Details. Holds May Apply.

Online Banking

Manage all aspects of your account with our convenient e-Teller service! Sign up for this free service and get 24/7 access to your accounts online. Benefits of e-Teller:

  • View account balances on all share and loan accounts
  • Monitor account activity on all share and loan accounts
  • Transfer funds within the same account or between different accounts
  • Make loan payments within the same account or between different accounts
  • View images of your original checks
  • Place an order for new checks
  • View account history on your Visa card. (Lost/stolen cards call 1-800-500-1044)
  • Pay bills online from anywhere (To sign up, call 1-866-716-5014)
  • Mobile Site:**

All e-Teller transactions post in real time and are secure. We comply with the latest FFIEC requirements offering you online security that’s 128-bit encrypted with two-factor authentication.

** Before using the Mobile Banking site, you must be a current member of Scenic Falls Federal Credit Union and you must be signed up for SFFCU free on-line banking access (Flexteller). To use the bill pay feature, you must also be signed up for free SFFCU Bill Pay.